Free tool · Official BLS data
What's your inflation rate?
The official rate is an average across everybody. Yours depends on what you buy. Enter rough monthly amounts. Nothing you type leaves your browser.
Try an example:
Tip: rough numbers are fine. What matters is the mix of your spending, not the exact dollars.
Your inflation
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Official CPI
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Enter some spending to see your number.
YOUR RECEIPT
WHAT PUSHED YOUR RATE UP OR DOWN (PERCENTAGE POINTS)
Show as a table
| Category | Your share | Price change | Effect |
|---|
Get the monthly CPI receipt
When new inflation data comes out, we send one chart showing what changed.
How this works
- Your rate = each category's official price change × its share of your spending, all added up.
- Data: U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U, U.S. city average), . Periods run September to September.
- Homeowners: BLS tracks owned housing with "owners' equivalent rent" (what your home would rent for), not your mortgage payment. A fixed-rate mortgage payment doesn't rise with inflation, so treat that row as a rough guide.
- It's an estimate. Your stores, city and brands differ from the national average. Use it to understand your mix, not as financial advice.
- Privacy: the calculation runs entirely in your browser. We don't store or send what you enter.